Founded in 1975 as an affiliate of the National Urban League, the Urban League of Broward County is a community-based organization dedicated to empowering communities and changing lives in the areas of education, entrepreneurship, jobs, justice, housing, and health. The mission of the Urban League movement is to enable African-Americans and others in historically underserved communities to secure economic self-reliance, parity, power, and civil rights.

Free individual program assistance

Temporary Cash Assistance

ACCESS Florida
Florida
U.S. Citizens and Permanent Residents
  • Temporary cash assistance

Short-Time Compensation Program

Florida Department of Economic Opportunity
Florida
U.S. Citizens and Permanent Residents
  • Partial re-employment check to supplement a reduced paycheck

Reemployment (Unemployment) Assistance

Florida Department of Economic Opportunity and U.S. Federal Government
Florida
U.S. Citizens and Permanent Residents
  • Recipients can be paid half of what they were earning while working full-time. The maximum benefit from the State of Florida is $275 per week for a maximum of 39 weeks
  • An additional $600 per week has been made available for up to 13 weeks. This benefit will be available through July 31, 2020 and the amount is added to the benefits of up to $275 provided by the State of Florida

Food Assistance (SNAP through ACCESS Florida)

Department of Children & Families
Florida
U.S. Citizens and Permanent Residents
  • Households can use food assistance benefits to buy bread, cereals, fruits, vegetables, meats, fish, poultry, dairy, and plants and seeds to grow food for your household
  • Households cannot use food assistance benefits to buy nonfood items such as pet foods, soaps, paper products, household supplies, grooming items, alcoholic beverages, tobacco, vitamins, medicines, food to eat in the store, or hot foods

Free business program assistance

Revolving Loan Fund Program (RLF)

South Florida Regional Planning Council (SFRPC)
Miami-Dade County
U.S. Citizens and Permanent Residents
  • Loans between $25,000 and $500,000
  • Offer a holistic approach to approving loans
  • Fixed rate of 7% interest
  • Monthly payments
  • 5 to 10 year loan terms with extensions to 15 years for real estate
  • Minimum of 500 credit score but are flexible
  • Non-profits are eligible to borrow

ULBC Small Business Loans

Urban League of Broward County
Broward County
U.S. Citizens and Permanent Residents
  • $25,000 to $5,000,000 (Average loan size is $150,000)
  • 4% to 9% interest
  • Loan terms vary depending on the project: generally they are 7 year terms unless real estate acquisition is involved
  • Granting deferments of 3 months of principal and/or interest
  • Loans will be examined at the end of the deferment period to determine if there is an extension
  • No credit score minimum
  • Loans may be used for equipment, working capital, real estate acquisitions, inventory, and leasehold improvements
  • Currently not offering comprehensive guidance, however, can provide advice to businesses on a case by case basis through counseling and technical assistance offering
  • Currently acting as a resource clearinghouse and making qualified referral to other partners in the business ecosystem
  • Offering training for business startups through Free Business Bootcamp Series

Short-Time Compensation Program

Florida Department of Economic Opportunity
Florida
U.S. Citizens and Permanent Residents
  • Partial re-employment check to assist full-time employees whose hours and pay have been reduced

Economic Injury Disaster Loan and Loan Advance

US Small Business Administration
U.S. Citizens and Permanent Residents
  • Loans of up to $2 million for all operational needs
  • Available to for-profits and nonprofit organizations of all sizes
  • A maximum fixed interest rate of 3.75% for small businesses and 2.75% for nonprofit organizations  
  • Loan repayment terms of up to 30 years
  • Upon completion of the disaster loan application, small businesses are also eligible for an Economic Injury Disaster Advance Loan of up to $10,000. If selected, funds will be made available within three days of a successful application submission. This loan advance will not have to be repaid, even if an applicant’s Economic Injury Disaster Loan is denied
September 30, 2020