Information you’ll need to provide

  • Business plan, including business history and marketing plans. 
  • Contact information and resumes for all business owners. 
  • Financial statements for the last three years and projections. 
  • Detailed use of funds being requested. Breakdown for anything greater than $5,000. 
  • Tax returns both corporate and individual, local business tax receipt, and supporting bank statements. 
  • Other business documents, including, Articles of Incorporation, By-Laws, Certificate of Good Standing, etc. 
  • Documentation of all outstanding debt.

Helpful tips

  • If you have a startup (less than one year of operation), you can still apply for a loan but the owners must match up to 20% in cash. 
  • If you have a woman or minority-owned business, Miami Bayside Foundation has an additional loan program. More information can be found here.

About this program

Provided by: Miami Bayside Foundation 

If you have questions, you can speak with a program representative at:

Program Information: Black Business Loan Program

Register today!

If you want to learn a new skill or network with business owners and experts, check our our calendar. Updated regularly, this resource is packed with a variety of options for all types of business owners.

Small Business Calendar

How we can help