Up to $20,000 in Federal Student Loan Debt Relief

Get student loan debt relief of up to $20,000 if you’re a Federal Pell Grant recipient and up to $10,000 for non-Pell Grant recipients.

When to apply:

Student Loan Debt Relief is blocked until further notice.

You should apply if you

Have federal student loan debt.

Made less than $125,000 in 2021 or 2020 as an individual.

Made less than $250,000 in 2021 or 2020 as a family.

Have received one of the following loan types: undergraduate direct loans; graduate direct loans; parent PLUS loans; PLUS graduate loans; government-owned Perkins loans or government-owned loans under the Federal Family Education Loan Program, or FFELP.

How to get started

1

The Department of Education is not accepting anymore applications right now.

2

The student loan repayment pause has been extended until June 30, 2023.

3
4

Information you’ll need to provide

  • Your social security number. 
  • Basic personal information including your name, date of birth, phone number, and email address.

Helpful tips

  • Debt relief disbursements are temporarily blocked, but you should still apply. The program is reviewing applications and will quickly process discharges when they are able to do so. 
  • If you filed federal taxes, your income requirements are based on your adjusted gross income (AGI), which is oftentimes lower than your total income. 
  • If you have received a Pell Grant you are eligible for up to $20,000, but only your undergraduate debt is eligible for the additional $10,000 in cancellation.

About this program

Provided by: Federal Student Aid

If you have questions, you can speak with a program representative at:

Program Information: Federal Student Loan Debt Relief

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