Small Loans for Individuals in Crisis in Florida

For residents of:

South Florida and beyond

Provided by:

Capital Good Fund

Ideal for:

Living Expenses

Get up to $1,500 that can be used for almost any purpose: rent, utilities, food, clothing, WiFi or cell bills, etc.

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Benefits

Crisis Relief Loan:

  • $300 - $1,500.
  • 15-month term; no payments of interest or principal for the first three-months.
  • 5% interest.
  • Each application is reviewed based on pre-crisis income and expenses (typically, based on February 2020, or before).
  • No collateral required.

Immigration Loan:

  • $2,000 - $20,000.
  • 45-month term.
  • 15.99% interest.
  • No collateral required.

Vehicle Purchase or Refinancing Loan:

  • $6,000 - $25,000.
  • 60-month term.
  • 7% - 17.99% interest, depending on application.
  • Title to vehicle is used as collateral.
  • For purchase or refinance of new or used vehicle.
  • Max Loan-to-Value (LTV) or 115% for purchase and 130% for refinance.
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Eligibility

  • An active banking account or eligible prepaid card with solid average daily balances and no-or-few overdraft in the past two-to-three-months.
  • No minimum or maximum income or credit score.
  • Applicant can have either a social security number or an ITIN (Immigrant Tax Identification Number).
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Application

Actively Lending Now

Applicants are strongly encouraged to apply online: Crisis Relief Loan, Immigration Loan, Vehicle Purchase Loan, and Vehicle Refinancing Loan. You are also encouraged to try out Capital Good Fund’s pre-screening tool here.

All loans provided from Capital Good Fund:

  • Are reported to the three credit bureaus (TransUnion, Equifax, Experian).
  • Require no application fee, no closing fee, and no prepayment penalty.
  • Entire process can be done online, in English or Spanish.
  • Guaranteed decision within two business days of receiving a completed application.
  • Interest rates are always fixed (no variable interest).

Crisis Relief Loans can be used for almost any purpose: rent, utilities, food, clothing, WiFi or cell bills, etc.

Immigration Loans can be used for all expenses associated with any immigration case or adjustment-of-status: citizenship, green card, family petition, deportation defense, detention bond, etc. Must work with an immigration attorney or BIA-accredited nonprofit representative.

Vehicle Purchase or Refinancing Loans can be used for purchase or refinance of new or used vehicle.

Visit Capital Good

Do you need help?

These organizations are ready to help you at no cost.

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Requirements

Resources

Capital Good Fund is a nonprofit, certified Community Development Financial Institution (CDFI) that helps people fix their finances. They are currently offering three small loan programs for individuals as well as personalized financial + health coaching to families in Rhode Island, Florida, Massachusetts, Illinois and Delaware. Their mission is to create pathways out of poverty and advance a green economy through inclusive financial services.

Capital Good Fund is a certified Community Development Financial Institution (CDFI). CDFIs  are mission-driven financial institutions that are dedicated to providing financial services to meet the needs of economically disadvantaged individuals within underserved communities.