Mortgage Payment Grants for Homeowners in the City of Miami

For residents of:

City of Miami

Provided by:

The City of Miami

Ideal for:

Homeowners

Get up to $10,000 towards your mortgage if you’re behind on your payments because of the pandemic.

Coming Soon
November 30, 2020

Benefits

  • One-time grant of up to $10,000 towards the past due mortgage payments.
  • Funds for qualifying households will be paid directly to the mortgage lender on behalf of the homeowner with no repayment required. 
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Eligibility

Open to all eligible homeowners within City of Miami limits:

  • 120% Area Median Income (AMI) or below.
  • Have experienced job loss or income reduction on or after March 1st due to COVID-19.
  • The home must be owner-occupied with a homestead exemption, within City of Miami limits.
  • The home must be a single-family home, a townhome, or a condominium.
  • The homeowner must have been current on their mortgage prior to March 1, 2020. The program can pay PITI (Principal, Interest, Taxes and Insurance) between March 1 and December 30, 2020.

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Application

To apply, send the application in one sealed envelope with all supporting documents  via U.S. Mail to the PO BOX noted on the application form or drop off at the Department of Housing & Community Development, 14 NE 1 Ave., Lobby Drop Box, Miami, FL 33132, Monday through Friday, 9 am to 4 pm.

Applicants will be assisted on a first-come, first-ready, first serve basis. You will hear from a staff member once the application has been received.


For more information, please contact communitydevelopment@miamigov.com or call 305-416-2080.

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Do you need help?

These organizations are ready to help you at no cost.

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Requirements

  • Signed Eligibility Release Form 
  • Housing Intake Application 
  • Award/Denial Letter (from any other CARES Act assistance received)
  • Self-Certification of COVID-19 related hardship
  • Self-Certification of income for all household members over 18 years of age 
  • Copy of driver's license, ID or birth certificate for all household members
  • Copy of Property Deed in applicant's name
  • Copy of Current Mortgage Statement indicating arrears
  • W-9 form from the mortgage lender 
  • Supplier Direct Deposit (ACH) Authorization form from mortgage lender(s) that prefer electronic payment