ULBC Small Business Loans

Urban League of Broward County

Broward County
Miami-Dade County
U.S. CITIzens and residents
Coming Soon

Founded in 1975 as an affiliate of the National Urban League, the Urban League of Broward County is a community-based organization dedicated to empowering communities and changing lives in the areas of education, entrepreneurship, jobs, justice, housing, and health (E, E, J, J, H, H). The mission of the Urban League movement is to enable African-Americans and others in historically underserved communities to secure economic self-reliance, parity, power, and civil rights. As part of their Entrepreneurship Center, Urban League of Broward partners with the National Development Council to provide loan capital to small businesses in the State of Florida. They primarily focus on businesses in Broward, Miami-Dade, and Palm Beach County.


  • $25,000 to $5,000,000 (Average loan size is $150,000)
  • 4% to 9% interest
  • Loan terms vary depending on the project: generally they are 7 year terms unless real estate acquisition is involved
  • Granting deferments of 3 months of principal and/or interest
  • Loans will be examined at the end of the deferment period to determine if there is an extension
  • No credit score minimum
  • Loans may be used for equipment, working capital, real estate acquisitions, inventory, and leasehold improvements
  • Currently not offering comprehensive guidance, however, can provide advice to businesses on a case by case basis through counseling and technical assistance offering
  • Currently acting as a resource clearinghouse and making qualified referral to other partners in the business ecosystem
  • Offering training for business startups through Free Business Bootcamp Series
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  • Each loan is evaluated based on its individual merits
  • Certain business including gambling and adult entertainment (and others considered “sin” businesses) are not eligible for loan programs
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Actively Lending Now

Applicants are encouraged to contact Brenda Desir bdesir@ulbcfl.org or Pamela Stewart Wade pstewart@ulbcfl.org

Visit Urban League of Broward County

Do you need help?

The organizations listed below are Axis Coalition Members and are ready to help you at no cost.


ULBC generally accepts a blanket lien on business assets. Depending on the risk and SBA 7a requirements, real estate collateral may be required.


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