Accion SBA Microloan Program

For businesses in:

South Florida and beyond

Provided by:


Ideal for:

Small Business Loan Seekers

Fair and flexible loans, connections to business experts, and access to resources for small business owner needs.

Coming Soon


  • $300 to $250,000 is the loan range.
  • 7% to 34% interest.
  • Less than 2 weeks to process.
  • These loans can be used for working capital, to purchase inventory, for equipment and other hard assets, for short-term business training, for promotions and advertising, to retire existing business debt, or for the purchase of an existing business.
  • No prepay penalty or cumulative interest payment for early pay off.
  • Providing financial education and assisting businesses to be ready for future loan repayments.
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  • Small businesses with requirements that are not real estate or non-profit.
  • Credit score above 575.
  • No bankruptcy in the last 12 months.
  • No foreclosures in the past 24 months.
  • No late payments on personal or business mortgage or rent in past 12 months.
  • Less than $3,000 combined past due debt.
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Actively Lending Now

Accion is the largest nationwide nonprofit lending network in the United States. They provide fair and flexible loans, connections to business experts, and access to resources and opportunities specifically tailored to each business owner’s unique needs and goals. In response to COVID-19, Accion has compiled financial resources to help small business owners make ends meet during this economic crisis. They continue their focus on providing entrepreneurs flexible capital and other valuable resources.

Although you can apply online, it is best to contact by phone or email for details during this time. Contact Information: (866) 245-0783 or email

Visit Accion

Do you need help?

The organizations listed below are Axis Coalition Members and are ready to help you at no cost.

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Collateral is mainly required for loan programs from $25 to 50K.


The Accion network serves small businesses in communities across the U.S. and is made up of three certified Community Development Financial Institutions (CDFI). CDFIs are mission-driven financial institutions that are dedicated to providing financial services to meet the needs of economically disadvantaged individuals within underserved communities. Accion is also a participating SBA Community Advantage lender.