RISE Miami-Dade Fund

Miami-Dade County and Dade County Federal Credit Union

Miami-Dade County
U.S. CITIzens and residents
Coming Soon

In response to COVID-19, The RISE Miami-Dade Fund has been created to help small businesses in Miami-Dade County begin the recovery stage of economic activity by offering low interest rate loans.


  • Loans of up to $30,000
  • 3.25% fixed prime interest rate
  • Grace period for the first payment: 3 months from closing (no interest accrued)
  • Loan term of three years with no prepayment penalty
  • Loans can be used for employee wages/salaries; product inventory; payoff high interest debt; commercial lease, mortgage or rent payments; utilities; or other expenses incurred due to new county safety provisions

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To qualify for a loan, the following criteria must be met:


  • Be for-profit and headquartered in Miami-Dade County
  • Be in operation for at least two years
  • Have gross sales of less than $2 million
  • Have 25 or fewer employees/independent contractors


  • Live in Miami-Dade County - if there are multiple owners, at least 50% must have their primary residence in Miami-Dade County
  • Have a Credit Score greater than 575
  • Have 20% or more ownership/stake in the business
  • Have not had any bankruptcies or foreclosures in the past three years

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Applications are submitted online. The process includes an initial analysis questionnaire to help determine eligibility through just a few simple questions.

Watch a RISE Fund informational webinar below to learn more.

In English:

In Spanish:

Apply Now

Do you need help?

The organizations listed below are Axis Coalition Members and are ready to help you at no cost.

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  • Unexpired ID (Green card or US Passport)
  • Executed lease (commercial or residential) or mortgage
  • Personal federal tax returns for most recent year
  • Business federal tax returns for most recent year
  • Year to date Business Bank Statements
  • Profit & Loss for current YTD (and 2019 if returns have not been filed)
  • Business Tax Receipt
  • A personal guarantee is required by all owners with 20% or more ownership

*Please note: Loans given under the RISE program are not forgivable.


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