RISE Miami-Dade Fund

For businesses in:


Provided by:

Miami-Dade County and Dade County Federal Credit Union

Ideal for:

Small Business Loan Seekers

Small businesses in Miami-Dade can access an up to $30,000 loan at a low interest.

Coming Soon


  • Loans of up to $30,000.
  • 3.25% fixed prime interest rate.
  • Grace period for the first payment: 3 months from closing (no interest accrued).
  • Loan term of three years with no prepayment penalty.
  • Loans can be used for employee wages/salaries; product inventory; payoff high interest debt; commercial lease, mortgage or rent payments; utilities; or other expenses incurred due to new county safety provisions.

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To qualify for a loan, the following criteria must be met:


  • Be for-profit and headquartered in Miami-Dade County
  • Be in operation for at least two years
  • Have gross sales of less than $2 million
  • Have 25 or fewer employees/independent contractors


  • Live in Miami-Dade County - if there are multiple owners, at least 50% must have their primary residence in Miami-Dade County
  • Have a credit score greater than 575
  • Have 20% or more ownership/stake in the business
  • Have not had any bankruptcies or foreclosures in the past three years

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In response to COVID-19, The RISE Miami-Dade Fund has been created to help small businesses in Miami-Dade County begin the recovery stage of economic activity by offering low interest rate loans.

Applications are submitted online. The process includes an initial analysis questionnaire to help determine eligibility through just a few simple questions.

Watch a RISE Fund informational webinar (in the 'Resources' section below) to learn more.

Apply Now

Do you need help?

The organizations listed below are Axis Coalition Members and are ready to help you at no cost.

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  • Unexpired ID (Green card or US Passport).
  • Executed lease (commercial or residential) or mortgage.
  • Personal federal tax returns for most recent year.
  • Business federal tax returns for most recent year.
  • Year to date Business Bank Statements.
  • Profit & Loss for current YTD (and 2019 if returns have not been filed).
  • Business Tax Receipt.
  • A personal guarantee is required by all owners with 20% or more ownership.

*Please note: Loans given under the RISE program are not forgivable.


Watch a video to learn more about the RISE Miami-Dade Fund.

In English:

In Spanish: