Rebuild Florida Business Loan Fund

For businesses in:

South Florida and beyond

Provided by:

Florida Department of Economic Opportunity (FLDEO)

Ideal for:

Small Business Loan Seeker

Up to $500,000 in financing available to assist businesses statewide with economic development and resiliency.

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  • Up to $500,000 in financing for working capital, machine and equipment, construction, inventory and more.
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  • Business must be located and operating primarily in the state of Florida.
  • Business must be owned and controlled by persons who are lawfully in the U.S. and have an appropriate work Visa.
  • Business must be legally able to contract debt.
  • All owners of 20% or more of the borrowing entity must guarantee the loan and therefore provide all required documentation.
  • An Experian credit score of 650 or higher (a score below 650 may be considered in certain circumstances and additional collateral may be requested).
  • No bankruptcy within the last five (5) years.
  • Provide contracts, bids or estimates for the following purchases: Real estate, furniture, fixtures and equipment; and/or Renovation, improvement or construction.
  • Refinancing existing debt is a prohibited use of loan funds unless you can demonstrate sound economic justification.

Currently not accepting applications for construction projects.

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The Rebuild Florida Business Loan Fund provides access to affordable capital through finance loans for new business start-up or expansion. This fund will assist existing and new small businesses that were impacted directly or indirectly by the COVID-19 pandemic.

This loan cannot be used to repay existing debt, to keep your business operational or to pay employees as a result of a disaster.

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Do you need help?

The organizations listed below are Axis Coalition Members and are ready to help you at no cost.

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In order for your application to be considered complete, you must provide the following:

  • Copy of a valid ID for each owner.
  • Copy of current county business license.
  • Previous six (6) months of bank statements of all business accounts.
  • Business plan.
  • Three-year schedule of jobs that will be created as a result of the loan with average wage annual salary.
  • Tax returns from previous three (3) years.
  • Business organizational documents.
  • Articles of Incorporation or Organization.
  • Resumes of key management personnel.
  • Personal financial statement of owner(s).