Micro-Loans and Technical Assistance for Small Businesses

For businesses in:


Provided by:

Miami-Dade Chamber of Commerce

Ideal for:

Small Minority-Owned Businesses

Micro-loan program providing low-interest loans between $5K - $25K to businesses in Miami-Dade County.

Coming Soon


  • Tier 1: $5,000 to $10,000
  • Tier 2: $10,001 to $25,000
  • 4% interest
  • The applicant can chose between 12 – 60 months depending on the amount requested.
  • Offering up to 90-day payment deferments due to COVID-19.
  • No credit score requirements, loan is based upon business and personal financial analysis.
  • Micro-loan funds can be used to purchase equipment, cover payroll, working capital or whatever your business needs.
  • For businesses that create jobs, M-DCC offers a Micro-loan Forgiveness Program that will forgive up to $1,000 of the loan for every job created.
  • Offering one-on-one technical assistance to businesses in Miami-Dade County.

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Offering support for current business owners

Tier 1:

  • Be a licensed business in Miami-Dade County for at least 365 days.
  • Have business and personal financials records for at least a one year period.

Tier 2:

  • Be a licensed business in Miami-Dade County for at least two years.
  • Have business and personal financials records for at least a two year period.
  • Have personal and/or business collateral to cover the loan amount.

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Actively Lending Now

The Miami-Dade Chamber of Commerce (M-DCC) has been in operation for over 40 years with a mission of creating opportunities for economic and social transformation in the Miami-Dade community. M-DCC offers a micro-loan program, providing low interest loans between $5,000 - $25,000 to businesses residing in Miami-Dade County. 

If you are interested in a loan program, complete this form and a M-DCC representative will contact you within the next 48 business hours to schedule a call. For one-on-one technical assistance register here: https://m-dcc.org/technical-assistance.

Visit Miami-Dade Chamber of Commerce

Do you need help?

The organizations listed below are Axis Coalition Members and are ready to help you at no cost.

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Collateral is required for loans above $10k. The collateral must value the amount of the loan requested.


To learn more about M-DCC’s technical assistance workshops and daily virtual check-up calls please follow Miami-Dade Chamber of Commerce on Facebook or become a member.