Black-Owned Business Loan Program

For businesses in:


Provided by:

Miami Bayside Foundation

Ideal for:

Black-Owned Businesses

Lending opportunities and technical assistance to Black entrepreneurs throughout the state of Florida.

Coming Soon


  • $2,500 to $75,000 loans available for black-owned businesses.
Show more


To be considered for a BBLP loan, your business must be:

  • 51% black-owned;
  • Domiciled in Miami-Dade County, as stated in the organization’s occupational license;
  • Owned by United States Citizens or Lawful Permanent Residents;
  • For-profit corporation. No sole proprietorships;
  • Must demonstrate that the loan will aid in the creation of new jobs; and
  • Must use funds for working capital, cash flow, inventory, and/or equipment.
  • Please note, if a start-up (under one year), owners must put up a 20% cash match.

Show more
Go back
No items found.


  • To submit your form in person, visit MBF’s offices, located at 25 SE 2nd Avenue, Suite 240, Miami, FL 33131
  • To submit your form online, email it to

Should you have any questions about the application process, please contact Joann at (786) 703-5768 or email

Apply Now

Do you need help?

The organizations listed below are Axis Coalition Members and are ready to help you at no cost.

No items found.


Forms enclosed to be filled out and signed by all owners and/or principals

  • Business Loan Application
  • Personal Financial Statement, filled out by anyone owning 20% or more
  • Statement of Personal History
  • Authorization for Services and Waiver of Liability
  • Plan for Compliance with Job Creation and Retention
  • Inventory of Fixtures and Equipment Owned
  • Form 4506-T
  • Borrower Authorization for Consumer Report

Forms requested for application process

  • Business Plan including corporate history and comprehensive marketing plan.
  • Resume of all principals.
  • Three (3) years Profit and Loss Projections, monthly for one (1) year, and annually for the
  • next two (2) years. Footnote assumptions.
  • Detailed Use of Funds, including a breakdown of any line items over $5,000.
  • Business Financial Statements for the last three (3) fiscal years and year-to-date
  • Corporate Tax Returns (federal income tax) for the last three (3) years.
  • Personal Income Tax Return filed for the last three (3) years.
  • Six (6) months of supporting bank statements.
  • Copy of Lease or Letter of Intent to Lease.
  • Copy of Business Documents: Partnership Agreements, Articles of Incorporation, By-Laws,
  • Certificate of Good Standing, etc.
  • Copy of Local Business Tax Receipt.
  • Proof of General Liability Insurance.
  • Documentation of all Outstanding Debt Including Equipment Leases.