Up to $50,000 No-Interest Loans for Condo Owners in Miami-Dade County

Apply for a loan to cover costs for condominium special assessments and other building recertification fees.

When to apply:

As soon as possible. This program is first come, first served.

You should apply if you

Are a condo owner in Miami-Dade County. 

Have special assessment fees or repairs due to recertification that you need funding for. 

Make less than the program income limits. Click here and select the size of your household to view income limits.

How to get started

1

Visit this website and scroll to ‘Condominium Special Assessment Program’ at the bottom to learn more and find a list of required documents.  

2

Review the program guidelines for an overview of important details. 

3

Download/complete the program application and submit it along with the required forms by mail or in-person at 701 NW 1st Court, 14th Floor Miami, Florida 33136.

4

Information you’ll need to provide

  • Valid Florida driver’s licenses or State ID card for all adults in the household. 
  • Documentation to show proof of ownership such as a Warranty Deed, Quit Claim Deed or other evidence. 
  • Proof of income. This could be your last four paystubs, unemployment compensation, valid social security award letter, child support/alimony payments. 
  • A copy of the social security cards for applicant and co-applicant applying for the loan. 
  • Documentation to provide proof of US citizenship or current permanent legal residency such as a passport or green card. 
  • Most current 3 months bank statements for all accounts.
  • Mortgage payment must be current and provide a copy of the current mortgage statement.
  • Copy of current HOA Fees.
  • Birth certificates for all household members regardless of age. No birth cards accepted.
  • Last 2 years Federal Income Tax Returns including W-2s, all pages and schedules.
  • A current SSA-1099 form for those in your household who receive Social Security benefits.
  • Copy of last utility bills (electric and water bill).
  • If applicable: Proof of hazard insurance, flood insurance, copy of Discharged Bankruptcy including all schedules and pages, Divorce Decree and/or Death Certificate.

Helpful tips

  • E-mailed applications will not be accepted. 
  • The repayment term for this loan is 40 years. 
  • This program requires a description of the work to be done and/or the scope of work to determine the loan assistance. 

About this program

Provided by: Miami-Dade County Public Housing and Community Development 

If you have questions, you can speak with a program representative at:

Program Application: English, Spanish, Creole 

Program Guidelines: English, Spanish, Creole 

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How we can help

 Here is the direct contact information for Program Representatives who will answer any questions and help you apply.

  1. To get started, call or email one of the experts from Miami-Dade County.
  2. You might say, “Hi, I’m a condo resident of Miami-Dade and I need help applying for the Condominium Special Assessment Program. Can you help me apply?”
  3. If you don’t hear back within 48 hours, send us an email at info@axishelps.org. 

Shawn Topps 

Miami-Dade County Public Housing and Community Development (PHCD) 

786-469-2209

shawn.topps@miamidade.gov 

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